Xmas Photo in reply, HOW?

[Stephen . Veneruso @ chron . com (Stephen Veneruso)]

PLEASE HELP ME, for XMAS sake!?

I'm having trouble inserting a photo into a majordomo reply. All the
text stuff I've done works dandy, but everything I've attempted to
insert a photo gives me a broken image or worse.

Any pointers would be a godsend (no pun intended).

- Steve Veneruso